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Interest Free

Interest Free Terms & Conditions


Specific Terms 

No Interest, No Repayments for 6 Months Payment Plan (In Store & Online) 
1. Available to approved customers where the amount financed is $200 or more in a single transaction on Gem Visa. 
2. Interest and payments are payable on any outstanding balance after the 6 month plan. 

No Interest, No Repayments for 12 Months Payment Plan (In Store & Online)
1. Available to approved customers where the amount financed is $300 or more in a single transaction on Gem Visa. 
2. Interest and payments are payable on any outstanding balance after the 12 month plan. 

No Interest for 24 Months Payment Plan (In Store & Online) 

1. Available to approved customers where the amount financed is $600 or more in a single transaction on Gem Visa. 
2. Monthly payments must be made during the interest free period.  
3. Interest and payments are payable after the 24 month plan. 
4. Paying only the minimum monthly payment will not pay out the purchase before the end of the plan.

General Terms 
1. New orders only. 
2. A non-refundable deposit of 40% is required for custom orders. 
3. Offer not available at freedom kitchens or freedom excess, or available in conjunction with Gift Card purchases and Gift Fund contributions, or any other finance, promotional (including clearance and sale) or membership offer, except myfreedom (in store only, joining fee applies). 
4. A $99 annual fee for Gem Visa applies. At the end of the plan, interest will be charged at 24.99%. This notice is given under the Gem Visa Conditions of Use, which specify all other conditions for this offer. Also available to  CreditLine, GO MasterCard and Buyer’s Edge customers. Other conditions, fees and charges apply, see product websites for details.
5. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588), Australian Credit Licence number 392145. 
6. freedom’s standard terms and conditions of purchase apply to all purchases made.