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Interest Free

Interest Free

Interest Free Terms & Conditions

Specific Terms 

6 Months Buy Now, Pay Later (In Store & Online) 
1. Available to approved customers where the amount financed is $200 or more in a single transaction on Gem Visa.

2. Interest and payments are payable on any outstanding balance after the 6 month plan.

3. Available in conjunction with myfreedom membership discount of 15% off full priced items, myfreedom special offers, and myfreedom 5% discount off sale, clearance and promotional items.

 

12 Months Buy Now, Pay Later (In Store & Online)

1. Available to approved customers where the amount financed is $300 or more in a single transaction on Gem Visa.

2. Interest and payments are payable on any outstanding balance after the 12 month plan.

3. Available in conjunction with myfreedom membership discount of 5% off full priced items.

 
myfreedom exclusive - 12 Months 0% Interest (In Store & Online) 

1. Available to approved customers where the amount financed is $300 or more in a single transaction on Gem Visa.

2. Monthly payments must be made during the interest free period.

3. Interest and payments are payable after the 12 month plan.

4. Paying only the minimum monthly payment will not pay out the purchase before the end of the plan.

5. Available in conjunction with myfreedom membership discount of 15% off full priced items, myfreedom special offers, and myfreedom 5% discount off sale, clearance and promotional items.

6. Available to myfreedom members only.

 

24 Months 0% Interest (In Store & Online) 

1. Available to approved customers where the amount financed is $600 or more in a single transaction on Gem Visa.

2. Monthly payments must be made during the interest free period.

3. Interest and payments are payable after the 24 month plan.

4. Paying only the minimum monthly payment will not pay out the purchase before the end of the plan.

5. Available in conjunction with myfreedom membership discount of 5% off full priced items.


General Terms 
1. New orders only.

2. A non-refundable deposit of 40% is required for custom orders.

3. Offer not available at freedom kitchens, or in conjunction with Gift Card purchases and Gift Fund contributions, or any other finance or promotional (including clearance and sale) offer.

4. A $99 annual fee for Gem Visa applies. At the end of the plan, interest will be charged at 24.99%. This notice is given under the Gem Visa Conditions of Use, which specify all other conditions for this offer. Also available to CreditLine, GO MasterCard and Buyer’s Edge customers. Other conditions, fees and charges apply, see product websites for details.

5. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588), Australian Credit Licence number 392145.

6. myfreedom membership terms and conditions are available in store and online. Joining fee applies.

7. freedom’s standard terms and conditions of purchase apply to all purchases made.