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At freedom, we offer you a choice of smart options to pay, so that  you can choose the finance option that fits your individual financial needs. It’s that simple.


One card, two great interest free options

Interest free doesn’t just have to be for one-off purchases anymore. Now there’s a credit card with access to interest free every day. It’s called Gem Visa. Apply for a Gem Visa now and receive a response in 60 seconds.

6 months interest free on any Gem Visa purchase over $250 – anywhere, anytime.

You can enjoy interest free shopping everyday with your Gem Visa. For any purchase over $250 on your Gem Visa you’ll automatically receive 6 months interest free. That’s every time you pay a bill, buy a gift, update your wardrobe, book flights or concert tickets. Anywhere Visa is accepted.

Long term interest free

For big purchases, enjoy long term interest free – a new sofa, bed, dining table– almost anything! A range of interest free promotional terms are often available, such as 12, 18, 24 months or more.

Plus receive up to 55 days interest free on all your other purchases, and you can keep track of your purchases with clearly detailed monthly statements.

Visa Gem - 3 step apply

Visa Gem - Apply Now button   Visa Gem - Find out more button

Terms and Conditions

Approved Applicants only. Conditions, fees and charges apply. Visit for more information.
Gem Visa is a credit facility provided by Latitude Finance Australia (ABN 42 008 583 588)  Australian Credit Licence number 392145