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Everyday Interest Free  

The smarter way to pay for things you really want today. Manage your payments over time, without paying any interest during the interest free period.

Shop Online or In Store With Interest Free.
You can now shop online every day, using your existing Gem Visa, GE CreditLine, Buyer’s Edge and GO MasterCard account or card number. It’s that easy! Or apply for a Gem Visa now and receive a response within 60 seconds and once approved start shopping right away.

We have 6 and 24 months interest free promotions available online and in store available all year round.

The Smarter Way To Pay For Things You Really Want.
At Freedom, we offer a choice of repayment options, allowing you to choose the finance option that best suits your individual needs.

6 Months Interest Free - (Without Repayments)

   


 

24 Months Interest Free - (With Repayments)

No repayments are required during the interest free period. Pay your outstanding balance in full before the plan expires and you won't pay a cent in interest. Available on eligible purchases over $200.    
Make monthly repayments and pay the outstanding balance in full before the end of the interest free period, to avoid paying any interest. Available on eligible purchases over $600.

View all terms and conditions here.


FEES & CHARGES

$0 Interest.
Pay your purchase before the end of the promotional period and pay $0 interest.

Interest is never backdated.
Interest isn’t backdated on your interest free purchases of 6 months or more, so if you have a balance at the end of the interest free period, you’ll only pay interest on the remaining balance.

Annual Fee.
For Gem Visa a $99 annual fee applies after your first purchase and on the anniversary of that first purchase every year afterwards.

Have a participating card? SHOP NOW >
Any one of these four cards can be used to make Interest Free purchases!
GE Cards Horizontal

Don’t have a card yet? Apply for a Gem Visa now and get a response within 60 seconds and once approved, start shopping right away.

Visa Gem - 3 step apply

Visa Gem - Apply Now button   Visa Gem - Find out more button


Terms and Conditions

Approved Applicants only. Conditions, fees and charges apply. Visit gemvisa.com.au for more information.
Gem Visa is a credit facility provided by GE Capital Finance Australia (ABN 42 008 583 588), trading as GE Money. Australian Credit Licence number 392145.